International Compliance & Standards

Meirei operates as an autonomous, AI-native investment mandate routing agent deployed on OKX Chain (X Layer, Chain ID 196). We are committed to strict compliance with international regulatory standards, financial crime prevention protocols, and non-custodial security principles.

Our compliance architecture is designed in alignment with guidelines from the Financial Action Task Force (FATF), the United States Office of Foreign Assets Control (OFAC), the European Union Anti-Money Laundering Directives (AMLD 5/6), the UK Financial Conduct Authority (FCA) guidance on automated financial advisory algorithms, and global data protection mandates (EU GDPR and NDPA).

Strict Non-Custodial Principle: Meirei does not hold, manage, store, or have access to user private keys, recovery seed phrases, or unencrypted signing material at any point in its operation.

• Key Storage Location:All cryptographic signing keys remain exclusively within the user's own OKX Layer wallet, WebAuthn Passkey secure enclave, or self-hosted signer.
• Database Separation:The Meirei database only maintains a linkage between the user's verified email (the universal identity anchor across WhatsApp, Telegram, and Web sessions) and their public X Layer EVM address (e.g., 0x...).
• Smart Contract Execution: Every asset allocation, swap, or rebalance requires explicit cryptographic authorization via signed ERC-4337 UserOperations or 2FA challenge proofs. Meirei algorithms cannot execute unilateral transfers or withdraw funds to unauthorized external destinations.

To balance financial inclusion with global anti-money laundering requirements, Meirei implements a risk-based, tiered verification framework:

In compliance with Financial Action Task Force (FATF) Recommendation 16 for Virtual Asset Service Providers (VASPs) and cross-border transactions:

• Transactions exceeding 1,000 USDG or national thresholds transmit originator and beneficiary metadata through standardized, encrypted inter-VASP protocols.
• Counterparty wallet addresses are screened against known unhosted wallet criteria and verified institutional liquidity pools before order settlement on X Layer.
• Audit logs of transactional metadata are immutably retained in tamper-evident storage for five (5) years in compliance with international statute of limitations.

Meirei employs automated, real-time sanctions screening across all incoming messaging interactions and smart contract interactions. We cross-reference addresses and counterparty data against:

• US Office of Foreign Assets Control (OFAC) Specially Designated Nationals (SDN) list.
• United Nations Security Council Sanctions Committee lists.
• European Union Consolidated Financial Sanctions List.
• UK HM Treasury Sanctions List.

Users located in, organized under, or resident of sanctioned jurisdictions (including Cuba, Iran, North Korea, Syria, and restricted regions of Ukraine) are strictly barred from initiating mandate executions. Any flagged transaction will be immediately aborted.

Meirei services are strictly prohibited for minors. By deploying a mandate or connecting a chat channel (WhatsApp, Telegram, Instagram) to Meirei, you certify under penalty of perjury that:

• You are at least eighteen (18) years of age, or the legal age of majority in your jurisdiction.
• You possess full legal capacity to enter into binding financial arrangements.
• You are the authorized holder of the linked email address and non-custodial smart wallet.

Meirei is engineered according to the principle of Privacy by Design:

• Data Minimization:We never harvest extraneous telemetry. Only the user's verified email, messaging channel identifier, and public wallet address are stored for routing purposes.
• Right to Erasure (GDPR Art. 17): Users may submit an off-chain data deletion request at any time by contacting privacy@meirei.app. All associated messaging logs and device fingerprints will be purged within thirty (30) days.
• Zero Data Monetization: We do not sell, rent, or commercialize user data, trading prompts, or portfolio balances to third-party advertisers.

For compliance inquiries, legal process service, or law enforcement coordination, contact the Meirei Compliance and Legal Operations Department:

Related documentation: Terms of Service · Privacy Policy · Cookie Policy